VISA® Debit Cards with Rewards

Debit CardMembers may request, at no charge, a Credit Union of Georgia Visa Debit Card with Rewards. It works like a check and is accepted worldwide wherever Visa is accepted. Members receive unlimited transactions at point of sale displays and Credit Union of Georgia ATMs. Depending upon your checking account, Credit Union of Georgia members are allowed to use non-Credit Union of Georgia ATM machines six (6) per month or more without incurring a fee. Subject to a fee from the owner of non-Credit Union of Georgia ATMs. Click here to learn more about our checking account options.

With Credit Union of Georgia’s Visa Debit with Rewards program, members with a Credit Union of Georgia Visa Debit Card can earn 1 point for every $2 they spend when they press CREDIT and sign for their transactions. Members can go online to www.scorecardrewards.com and on the homepage enter their first and last name, the last 8 digits of their debit card number, and their zip code to see how many points they have earned. Once they have logged in, they can redeem points their points for great rewards such as merchandise and travel.

Also as an added incentive, members with a Credit Union of Georgia Visa Credit Card with Rewards can combine their points from their Credit and Debit cards to earn even more rewards! Members can also household their points with other family members in their home to earn even more rewards as well.

To combine points from a Credit or Debit Card or to household points, members can call 1-800-854-0790 Monday-Friday 9am-11pm or members can visit www.scorecardrewards.com and login using the "New User/No Login ID" field using the card information the member would like to use as their "Head of Household Card". Once logged in, members should click on "Householding" found at the bottom of the screen, follow the prompts, and fill in their "Head of Household Card" information, click "Add New" and enter "Contributing Account Information". Then, "Submit Application". Please note that members will need the card account information for the cards with which they would like to combine or household Rewards Points.

Please contact us if you have any other questions about the VISA® Debit Card with Rewards.To report your card lost or stolen, please contact us at 678-486-1111 or via email by clicking here.

Important information regarding your credit union of georgia VISA® Debit Card

Effective immediately, Credit Union of Georgia allows Non-Visa Debit Transaction Processing and does not require that all transactions be processed using a PIN. A Non-Visa Transaction may occur on your Credit Union of Georgia Visa Debit Card through the STAR or Accel/Exchange Network. Below are examples to distinguish between Visa Debit and Non-Visa Debit Transactions:
  • In a Visa Debit Transaction, you, the cardholder, will swipe the card and sign a receipt at a merchant or provide a card number in an e-commerce or mail/telephone order environment.
  • In a Non-Visa Debit Transaction, you, the cardholder, will swipe the card and sign a receipt at a merchant or provide a card number in an e-commerce or mail/telephone order environment after clearly indicating a preference to route it as a Non-Visa Debit Transaction.
Please be advised that a Non-Visa Debit Transaction will not provide the Zero Liability Protection Benefit and if a Rewards Program is present, a Non-Visa Debit Transaction may not be an eligible Rewards Transaction.

In addition, provisions of the Cardholder Agreement relating only to Visa Debit Transactions are inapplicable for Non-Visa Debit Transactions.

Have questions about your Credit Union of Georgia Visa Debit Card or Visa Debit and Non-Visa Debit Transactions? Contact Member Services at (678) 486-1111