CREDIT UNION OF GEORGIA VISA Credit Cards



Unlike most credit card offers received in the mail on a daily basis, Credit Union of Georgia's Credit Cards are different. We offer the ultimate choice with three incredible Visa Platinum Credit Cards, including a choice of Cash Back or Rewards. Credit Union of Georgia's Credit Cards offer variable and non-variable rates. We offer the ultimate choice with four incredible Visa Platinum Credit Cards, including a choice of Cash Back or Rewards. Credit Union of Georgia's Credit Cards offer fixed rates as well as an adjustable rate. Plus, Rewards Points earned using a Credit Union of Georgia Visa Platinum with Rewards Credit Card can be combined with points earned on the Credit Union of Georgia Visa Debit Card with Rewards to maximize earnings.


All Credit Union of Georgia VISA® Platinum Credit Cards Offer:
  • No fees or rate increases on Balance Transfers from your high interest credit cards
  • No fees or rate increases on Cash Advances
  • No interest rate hikes if payment is late
  • Online access to check balances, prevent unauthorized purchases, and make payments
  • Personal Auto Rental Insurance
  • Travel Accident Insurance
  • Emergency Cash and Card Replacement
  • Lost or Stolen Card Reporting
  • 25-day Grace Period
  • Zero Liability
  • Universal Acceptance
VISA® Platinum
  • Non-Variable Rates as low as 7.5%¹ APR²
VISA® Platinum with Rewards
  • Non-Variable Rates as low as 9.5%¹ APR²
  • 1 point received for every $1.00 spent³
  • Redeem Points at www.scorecardrewards.com
VISA® Platinum with Cash Back
  • Variable Rates as low as Prime + 2.0%4 APR²
  • Cash Back
Visit www.CUofGA.org any branch location for complete details on our Visa Credit Card options!

¹ Qualification is based on assessment of individual creditworthiness and Credit Union of Georgia underwriting standards.
² Annual Percentage Rate. Programs and rates are subject to change without notice.
³ Reward Points exclude balance transfers, cash advances, and returned items that were purchased on the Visa; points rewarded for that purchase will be removed. Rewards Points expire 36 months from the date of accrual.
4 Rate on VisaŽ Platinum with Cash Back is based on credit score, with a ceiling of 18% APR. VisaŽ Platinum with Cash Back has a variable Annual Percentage Rate, which is indexed to the Wall Street Journal Prime changing on the last day of the statement cycle in which the Prime rate changes. 2.0% + WSJ Prime.

1 Qualification is based on an assessment of individual creditworthiness and Credit Union of Georgia's underwriting standards.
5 Rate on VisaŽ Platinum with Cash Back is based on credit score, with a ceiling of 18% APR. VisaŽ Platinum with Cash Back has a variable Annual Percentage Rate, which is indexed to the Wall Street Journal Prime changing on the last day of the statement cycle in which the Prime rate changes. 2.0% + WSJ Prime.

All Credit Union of Georgia Visa Credit Cards have a ceiling of 18% APR.

CLICK HERE to access your VISA® Credit Card account online 24/7.

Not sure which card is right for you? Compare cards with the Credit Card Search Checklist offered through BALANCE.

Please contact us if you have any other questions about the Visa® Credit Card. Click here to report your card lost or stolen.