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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Certificate of Deposit

A True Savings Powerhouse

Get our very highest interest rates, guaranteed. A Certificate of Deposit (CD) is a safe, easy way to start investing. All you need to do is leave your money in the account for a set amount of time, or "term".

Own your money

    Standard CD

    Deposit: $500 – $100,000
    Rates: As high as 4.75%
    Terms: 6 – 60 months

    Estimate your earnings

    Jumbo CD

    Deposit: $100,000 & above
    Rates: As high as 4.80%
    Terms 6 – 60 months

    Estimate your earnings

    IRA CD

    Deposit: $500 & above
    Rates: As high as 4.80%
    Terms: 6 – 60 months

    Estimate your earnings

    CU Rewards + Interest CD

    Deposit: $500 & above
    Rates: As high as 4.91%
    Terms: 6 – 60 months

    Estimate your earnings

    Account Features

     

    Start with $500

    Open a CD and earn higher rates with as little as $500.

    Flexible terms

    Choose a term ranging from 6 months to 5 years.

    Earn higher and higher rates

    Bigger balances and longer terms earn better rates.

Here’s how it works

 

1

Open an Account

Open a savings account, completely online, and fund it with the minimum balance. We can transfer money from your checking.

2

Earn Interest

Get paid dividends on the money you save. Set up automatic transfers to grow your savings faster!

3

Hit Financial Goals

Set aside your emergency fund. Save for a big purchase. Feel confident in your financial game plan.

As someone who has spent most of their professional history working for Credit Unions I feel I have pretty high standards for service when I visit a branch. The staff here are always friendly, informative, and happy to help. They always exceed my expectations and leave me satisfied. Highly recommend this credit union for those who qualify!

Hunter P.

A True Savings Powerhouse

Get our very highest interest rates, guaranteed. A Certificate of Deposit (CD) is a safe, easy way to start investing. All you need to do is leave your money in the account for a set amount of time, or “term”.

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The fine print
*No more than six (6) preauthorized, automatic, or telephone transfers may be made from the account to another account or to a third party in any month, and no more than three (3) of these six (6) transfers may be made by check, draft, or debit card to a third party. All withdrawals made over 6 will be charged a $5.00 fee per withdrawal

Security Alert

We will NEVER call, text or email you and request that you reset your passwords or PIN. Learn More Tips to Keep You Safe!