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Credit Union of Georgia logo Credit Union of Georgia - Homepage


Student & Youth Accounts

Own your money
  • College Savings

    Account Features


    Bank on Any Device

    Get account notifications and view eStatements, on every device.

    Earn Dividends

    Earn competitive dividends on average daily balances of $10 or more.

    Automatic Transfers

    Set it up and forget about it. Grow your account over time.

  • Student Checking

    Account Features

    Online Access

    Online Banking, Mobile App, Bill Pay and Mobile Deposit.

    Overdraft Protection

    Prevent the hassle and embarrassment of a declined card.

    Visa® Debit Card

    Spend conveniently with a free debit card that’s accepted almost everywhere.

    Bank on Any Device

    Receive account notifications, manage funds, transfer between accounts and more, on every device.

    Free ATM Transactions

    Unlimited ATM Usage at Credit Union of Georgia ATMs & ITMs.****

    $3.95* Monthly Service Fee

    Have it waived if you enroll in eStatements and/or $250 in Direct Deposit.

  • Cuga Kid's Club

    How to Earn Cuga Club Dollars


    Earn One Cuga Club Dollar

    • Deposit $5 or More
    • Earn A’s, 3’s, or S’s in Behavior
    • Celebrate a Birthday

    Earn Two Cuga Club Dollars

    • Participate in a Credit Union of Georgia Activity
    • Recruit Someone Else to Join the Credit Union

    Redeem cash for cool prizes

    The more cash your child earns, the better prizes they can earn.

    • 3 Cuga Cash Dollars = Level 1 Gift Choice
    • 6 Cuga Cash Dollars = Level 2 Gift Choice
    • 9 Cuga Cash Dollars = Level 3 Gift Choice

    CUGA Kid’s Club Resources


    Free Apps for Kids

    View Apps

    Free Color Sheets

    Get Color Sheets

    Parent Resources

    View Parent Resources

Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches

A simple, straightforward mobile banking experience

View accounts, transfer money, pay bills and deposit checks. Complete simple banking tasks in 60 seconds.

Here’s how it works



Open an Account

It doesn’t take long. Contact us or open your account right here online.


Set Up Digital Banking

Set up mobile and online banking, and start receiving eStatements. Connect with your finances in just a few clicks or taps.


Manage Your Money

Set up direct deposit to make sure your money always goes straight to the account you want it in.

Great experience! It was very easy to open an account. Everyone was very helpful, friendly and knowledgeable.

The fine print
*Additional ATM transactions in excess of the limit are $1.50 each.

Security Alert

We will NEVER call, text or email you and request that you reset your passwords or PIN. Learn More Tips to Keep You Safe!