Rates
Deposit Rates
Regular Savings
| Tier Structure | APY* | Minimum Balance To Earn Stated APY |
| $10 and above | 0.25% | $10 |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
High Interest Savings
| Tier Structure | APY* | Minimum Balance To Earn Stated APY |
| $0 to $2,499 | 3.00% | $10 |
| $2,500 and above | 0.25 | $10 |
*All Savings and Money Market accounts are limited to six (6) withdrawals per month including withdrawals made by check and Visa Debit Card, through Online Banking, electronic or via ACH, by phone and in person. All withdrawals exceeding six (6) in a month will be assessed a $5.00 fee per withdrawal.
Money Market Account
| Tier Structure | APY* | Minimum Balance To Earn Stated APY |
| $2,500 – $24,999 | 1.00% | $2,500 |
| $25,000 – $49,999 | 1.25% | $25,000 |
| $50,000 – $99,999 | 1.40% | $50,000 |
| $100,000 – $249,999 | 1.80% | $100,000 |
| $250,000 – $499,999 | 2.25% | $250,000 |
| $500,000 – $999,999 | 2.50% | $500,000 |
| $1,000,000 & above | 2.75% | $1,000,000 |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
IRA Shares (Roth, Traditional & Coverdell Educational)
| Tier Structure | APY* | Minimum Balance To Earn Stated APY |
| $2,500 – $24,999 | 1.00% | $2,500 |
| $25,000 – $49,999 | 1.25% | $25,000 |
| $50,000 – $99,999 | 1.40% | $50,000 |
| $100,000 – $249,999 | 1.80% | $100,000 |
| $250,000 – $499,999 | 2.25% | $250,000 |
| $500,000 – $999,999 | 2.50% | $500,000 |
| $1,000,000 & above | 2.75% | $1,000,000 |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
High Interest Checking
| Tier Structure | APY* | Minimum Balance To Earn Stated APY |
| $2,500 to $24,999 | 3.00% | $25 |
| $25,000 and above | 0.13% | $25 |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Standard CD
| Term | Tier Structure | APY* |
| 06 mo. standard CD | $500 to $100,000 | 3.70% |
| 12 mo. standard CD | $500 to $100,000 | 3.95% |
| 24 mo. standard CD | $500 to $100,000 | 3.75% |
| 36 mo. standard CD | $500 to $100,000 | 3.70% |
| 48 mo. standard CD | $500 to $100,000 | 3.70% |
| 60 mo. standard CD | $500 to $100,000 | 3.70% |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is made; rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Jumbo CD
| Term | Tier Structure | APY* |
| 06 mo. Jumbo CD | $100,000 and above | 3.75% |
| 12 mo. Jumbo CD | $100,000 and above | 4.00% |
| 24 mo. Jumbo CD | $100,000 and above | 3.80% |
| 36 mo. Jumbo CD | $100,000 and above | 3.75% |
| 48 mo. Jumbo CD | $100,000 and above | 3.75% |
| 60 mo. Jumbo CD | $100,000 and above | 3.75% |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is made; rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
IRA CD
| Term | Tier Structure | APY* |
| 06 mo. IRA CD | $500 and above | 3.75% |
| 12 mo. IRA CD | $500 and above | 4.00% |
| 24 mo. IRA CD | $500 and above | 3.80% |
| 36 mo. IRA CD | $500 and above | 3.75% |
| 48 mo. IRA CD | $500 and above | 3.75% |
| 60 mo. IRA CD | $500 and above | 3.75% |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is made; rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Savings Accounts
Regular Savings
| Tier Structure | APY* | Minimum Balance To Earn Stated APY |
| $10 and above | 0.25% | $10 |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
High Interest Savings
| Tier Structure | APY* | Minimum Balance To Earn Stated APY |
| $0 to $2,499 | 3.00% | $10 |
| $2,500 and above | 0.25 | $10 |
*All Savings and Money Market accounts are limited to six (6) withdrawals per month including withdrawals made by check and Visa Debit Card, through Online Banking, electronic or via ACH, by phone and in person. All withdrawals exceeding six (6) in a month will be assessed a $5.00 fee per withdrawal.
Money Market Account
| Tier Structure | APY* | Minimum Balance To Earn Stated APY |
| $2,500 – $24,999 | 1.00% | $2,500 |
| $25,000 – $49,999 | 1.25% | $25,000 |
| $50,000 – $99,999 | 1.40% | $50,000 |
| $100,000 – $249,999 | 1.80% | $100,000 |
| $250,000 – $499,999 | 2.25% | $250,000 |
| $500,000 – $999,999 | 2.50% | $500,000 |
| $1,000,000 & above | 2.75% | $1,000,000 |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Retirement Accounts
IRA Shares (Roth, Traditional & Coverdell Educational)
| Tier Structure | APY* | Minimum Balance To Earn Stated APY |
| $2,500 – $24,999 | 1.00% | $2,500 |
| $25,000 – $49,999 | 1.25% | $25,000 |
| $50,000 – $99,999 | 1.40% | $50,000 |
| $100,000 – $249,999 | 1.80% | $100,000 |
| $250,000 – $499,999 | 2.25% | $250,000 |
| $500,000 – $999,999 | 2.50% | $500,000 |
| $1,000,000 & above | 2.75% | $1,000,000 |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Checking Accounts
High Interest Checking
| Tier Structure | APY* | Minimum Balance To Earn Stated APY |
| $2,500 to $24,999 | 3.00% | $25 |
| $25,000 and above | 0.13% | $25 |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Certificates of Deposit
Standard CD
| Term | Tier Structure | APY* |
| 06 mo. standard CD | $500 to $100,000 | 3.70% |
| 12 mo. standard CD | $500 to $100,000 | 3.95% |
| 24 mo. standard CD | $500 to $100,000 | 3.75% |
| 36 mo. standard CD | $500 to $100,000 | 3.70% |
| 48 mo. standard CD | $500 to $100,000 | 3.70% |
| 60 mo. standard CD | $500 to $100,000 | 3.70% |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is made; rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Jumbo CD
| Term | Tier Structure | APY* |
| 06 mo. Jumbo CD | $100,000 and above | 3.75% |
| 12 mo. Jumbo CD | $100,000 and above | 4.00% |
| 24 mo. Jumbo CD | $100,000 and above | 3.80% |
| 36 mo. Jumbo CD | $100,000 and above | 3.75% |
| 48 mo. Jumbo CD | $100,000 and above | 3.75% |
| 60 mo. Jumbo CD | $100,000 and above | 3.75% |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is made; rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
IRA CD
| Term | Tier Structure | APY* |
| 06 mo. IRA CD | $500 and above | 3.75% |
| 12 mo. IRA CD | $500 and above | 4.00% |
| 24 mo. IRA CD | $500 and above | 3.80% |
| 36 mo. IRA CD | $500 and above | 3.75% |
| 48 mo. IRA CD | $500 and above | 3.75% |
| 60 mo. IRA CD | $500 and above | 3.75% |
*Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is made; rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
