Skip nav to main content.
Mobile App
Find it for free on the App Store.
Get The App
Mobile App
Find it for free on the App Store.
Get The App
Credit Union of Georgia logo Credit Union of Georgia - Homepage

Own your money

Home Equity Loan

Let Your Home Pay for Its Own Improvements

Home Equity Loans as low as 2.99% APR* PLUS, No Closing Costs!**

You put hours of work and love to call your house a home. Now it is time for your home to love you back. With a Home Equity Loan, you can get the money you need to take a vacation, pay off your car, consolidate your high interest credit cards and better yet, treat yourself. You deserve the best rates and Credit Union of Georgia can give that to you.

Get a Fixed Rate Home Equity Loan as low as 2.99% APR* for up to 60 months.

Apply Now

The fine print
*Annual Percentage Rate. Fixed rates as low as 2.99% on Home Equity Loan terms 70% or less loan to value, as low as 3.74% on Home Equity Loan terms 70.01%-80.00% loan to value and as low as 4.14% on Home Equity Loan terms 80.01%-90.00% loan to value. Closing costs paid by Credit Union of Georgia when a minimum of $25,000 or greater of new money is financed, but will require repayment if the loan is paid off within 12 months of funding. Existing Home Equity Loans are not eligible for refinance. Auto pay required through the member’s Credit Union of Georgia Checking Account to receive advertised rates. Members are required to have a minimum of a $10 Share Account. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, terms and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 3048 Eagle Drive, Woodstock, GA, 30189, NMLS ID #571306.