*Annual Percentage Rate. Fixed rates as low as 6.59% on Home Equity Loan terms 70% or less loan to value and as low as 6.99% on Home Equity Loan terms 70.01%-80.00% loan to value. Rate quoted is on 121 – 180 month terms. Existing Home Equity Loans are not eligible for refinance. Purchase transactions are not eligible. Members are required to have a minimum of a $10 Share Account. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. **Credit Union of Georgia will pay closing costs on loans up to $250,000, if applicable. The Credit Union will recapture those fees if the loan is closed within 12 months of disbursement. Program, terms and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30152, NMLS ID #571306.