Fall into Lower Payments
Our rates have fallen and so can your payments—as low as
3.99% APR*!
Refinance your ride and lower your monthly payments with our newly reduced Auto Loan Rates.
Let your budget breathe easier this Fall.
Your car is great. Your rate could be better.
Did you know you can refinance your auto loan? We make it simple.
Our rates have dropped to as low as 3.99% APR, so you can switch to a better payment without the hassle.
Whether you want to lower payments, save money on interest, pay off your car quicker, or all of the above, Credit Union of Georgia can help make that happen.
Lower rate, lighter load, same drive.
Why refinance with Credit Union of Georgia?
- Easy, Online Application
- Fast Approvals
- Easy, Automatic Payments through Digital Banking
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*Annual Percentage Rate. Member must show written proof/verification of the offered rate or current loan rate. Current Credit Union loans are not eligible for this offer. Promotion is valid on consumer Cars, SUVs, Trucks, and Vans only. Not valid on Auto Advantage loans, non-private passenger or commercial vehicles, or business loans. Rates cannot drop below 3.99% for up to 36 months, 4.34% for up to 48 months, 4.44% for up to 60 months, 4.84% for up to 72 months or 5.84% for up to 84 months. A member can qualify for up to 1% off their current rate as long as it does not fall below our floor rate. **Member may choose to defer their first payment for up to 90 days; however, interest begins accruing once the loan is funded. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, terms and conditions are subject to change without further notice. Members will receive the promotional rate for the life of the loan. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms, and conditions. Promotion valid for a limited time only. Rates valid as of October 30, 2025.

