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Vehicle Loans
Rates Effective as of: 05-21-2025
New Vehicle Loans
Loan Length APR* Estimated Monthly Payment Per $1,000 0-36 months as low as 4.74%** $29.91 per $1,000 37-48 months as low as 5.09%** $23.13 per $1,000 49-60 months as low as 5.19%** $19.00 per $1,000 61-72 months as low as 5.59%** $16.42 per $1,000 73-84 months as low as 6.59%** $14.94 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the vehicle, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Rates Effective as of: 05-21-2025Used Vehicle Loans
Loan Length APR* Estimated Monthly Payment Per $1,000 0-36 months as low as 4.89%* $29.98 per $1,000 37-48 months as low as 5.34%* $23.24 per $1,000 49-60 months as low as 5.54%* $19.17 per $1,000 61-72 months as low as 5.94%* $16.59 per $1,000 73-84 months as low as 6.94%* $15.12 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the vehicle, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Rates Effective as of: 05-21-2025Camper, RV & Travel Trailer
Loan Length APR* Estimated Monthly Payment Per $1,000 0-36 months as low as 5.74%** $30.30 per $1,000 37-48 months as low as 5.99%** $23.83 per $1,000 49-60 months as low as 6.14%** $19.40 per $1,000 61-72 months as low as 6.49%** $16.81 per $1,000 73-84 months as low as 7.24%** $15.21 per $1,000 85-96 months as low as 8.24%** $14.26 per $1,000 97-120 months as low as 9.24%** $12.80 per $1,000 121-180 months as low as 10.24%** $10.89 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**Rates advertised include a 1% rate reduction when a member puts 30% down, or a member can choose a .50% rate reduction when they put 20% down. Down payment can be cash or trade equityRates Effective as of: 05-21-2025Jet Skis, Motorcycles, ATVs, Golf Carts, etc.
Loan Length APR* Estimated Monthly Payment Per $1,000 0-36 months as low as 8.24% $31.45 per $1,000 37-48 months as low as 8.49% $24.64 per $1,000 49-60 months as low as 9.14% $20.83 per $1,000 61-72 months as low as 9.49% $18.27 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Rates Effective as of: 05-21-2025Marine Loans (Boats, Yachts & Sailboats)
Loan Length APR* Estimated Monthly Payment Per $1,000 0-36 months as low as 6.49%** $30.64 per $1,000 37-48 months as low as 6.74%** $23.83 per $1,000 49-60 months as low as 6.89%** $19.75 per $1,000 61-72 months as low as 7.24%** $17.16 per $1,000 73-84 months as low as 8.49%** $15.83 per $1,000 85-96 months as low as 9.49%** $14.91 per $1,000 97-120 months as low as 10.49%** $13.49 per $1,000 121-180 Months as low as 11.49%** $11.68 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**Rates advertised include a 1% rate reduction when a member puts 30% down, or a member can choose a .50% rate reduction when they put 20% down. Down payment can be cash or trade equity.Monthly Payment
Loan Amount$Rate%Term (Months) -
Home Loans
Rates Effective as of: 05-21-2025
Home Equity Loans
70% or less Loan to ValueLoan Length APR* Estimated Monthly Payment Per $1,000 0-60 months as low as 5.49% $19.10 per $1,000 61-84 months as low as 5.69% $14.47 per $1,000 85-120 months as low as 5.99% $11.10 per $1,000 121-180 months as low as 6.09% $8.49 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
Rates Effective as of: 05-21-2025Home Equity Loans 70.01%-80.00% Loan to Value
Loan Length APR* Estimated Monthly Payment Per $1,000 0-60 months as low as 5.79% $19.24 per $1,000 61-84 months as low as 5.99% $14.61 per $1,000 85-120 months as low as 6.29% $11.25 per $1,000 121-180 months as low as 6.49% $8.71 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
Rates Effective as of: 05-21-2025Home Equity Loans 80.01%-85.00% Loan to Value
Loan Length APR* Estimated Monthly Payment Per $1,000 0-60 months as low as 7.99% $20.28 per $1,000 61-84 months as low as 8.49% $15.84 per $1,000 85-120 months as low as 9.49% $12.94 per $1,000 121-180 months as low as 9.99% $10.74 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
Rates Effective as of: 05-21-2025Home Equity Loans 90.01%-100.00% Loan to Value
Loan Length APR* Estimated Monthly Payment Per $1,000 0-60 months as low as 11.79% $22.14 per $1,000 61-84 months as low as 13.99% $18.74 per $1,000 85-120 months as low as 14.99% $16.13 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
Rates Effective as of: 05-21-2025Home Equity Lines of Credit (HELOC)
Type of Loan APR* Estimated Monthly Payment Per $1,000 70% or less Loan to Value as low as 7.25%** $9.11 per $1,000 70.01%-80.00% or less Loan to Value as low as 7.50%** $9.25 per $1,000 80.01% - 85.00% Loan to Value as low as 9.50%** $10.41 per $1,000 85.01% - 90.00% Loan to Value as low as 13.00%** $12.59 per $1,000 90.01%-100.00% Loan to Value as low as 15.00%** $13.91 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted for a term of 180 months, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**HELOC and TLOC are adjustable-rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 7.5%.
HELOCs require a minimum of $100 payment per month for up to 180 months.Rates Effective as of: 05-21-2025Land Loans
Type of Loan APR* Estimated Monthly Payment Per $1,000 Land Loans as low as 8.99% $10.14 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Mortgages
Visit any branch location or contact us at Mortgages@CUofGA.org or 678-486-1111 for Today’s Current Rates.
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Loan Amount$Rate%Term (Months)Mortgage Payment Calculator
Monthly PaymentProperty Tax: 167
Homeowners Insurance: 100HOA Fee: 0
Mortgage Insurance: 167 -
Personal Loans
Rates Effective as of: 05-21-2025
Personal Loans
Loan Length APR* Estimated Monthly Payment Per $1,000 0 - 24 months as low as 11.24% $46.72 per $1,000 25 - 36 months as low as 11.74% $33.09 per $1,000 37 - 60 months as low as 12.24% $22.37 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Rates Effective as of: 05-21-2025True Line of Credit
Loan Length APR* Estimated Monthly Payment Per $1,000 0-48 months as low as 12.99%** $26.82 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**HELOC and TLOC are adjustable rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 7.5%.Rates Effective as of: 05-21-2025Deposit Secured
Loan Length APR* Estimated Monthly Payment Per $1,000 0-48 months as low as 4.99% $23.08 per $1,000 49-84 months as low as 5.24% $14.40 per $1,000 *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
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