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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Business

Business Checking Accounts

Open a Business Checking Account
Own your money

     

     

    Flexible Accounts That Keep Your Business Moving

    Our business checking accounts are built for convenience, transparency, and local support. 

    Why Businesses Bank with Us

    Business Checking

    Flower shop owner on a call

    Simplify Your Business Banking

    Make financial management easy with an account built for your business! Our Business Checking Account is ideal for business owners who want to keep costs down while managing everyday business finances.

    $100 Minimum Opening Deposit

    $0 Monthly Service Fee

    150 Free Monthly Transactions**

    Open a Business Checking Account

    Business Checking Plus

    Business Checking Plus

    Take Your Business to New Heights

    Give your business the momentum it needs to grow! Our Business Checking Plus Account is ideal for business owners that are ready to scale, maintain a higher balance to waive the base monthly fee, and handle more day-to-day transaction activity.

    $100 Minimum Opening Deposit

    $5,000 Minimum Daily Balance to Waive Base Monthly Fee*

    250 Free Monthly Transactions**

    Open a Business Checking Plus Account

    Account Features

     

    Digital Banking

    24/7 account access – track spending, manage budgets, and more.

     

    Bill Pay

    Automate your accounts payable by opting into Bill Pay for free through Digital Banking.

    Visa® Debit Card

    Spend conveniently with a free debit card that’s accepted almost everywhere.

     

    Enroll in eStatements

    Make your business leaner and greener by opting into eStatements.

    Account Alerts

    Set up account alerts to help you stay within your spending limits.

     

    Free ATM Transactions

    Enjoy up to six free ATM transactions per month.**

    Digital Banking Account Options

    Our Digital Banking options give business owners the financial visibility needed to make running your business simple. Choose the Digital Banking account that aligns with the tools and capabilities your business needs to operate efficiently. Our five Digital Banking tiers are available to both Business Checking and Business Checking Plus account holders.

     

    Business Checking Digital Banking Accounts

    • Basic – For businesses just starting out or wanting a simple, easy-to-use account
    • Starter – For growing businesses needing essential tools like ACH and wire access with lower transaction volume
    • Standard – For established businesses that need added visibility and reporting tools for day-to-day management
    • Enhanced – For higher-volume businesses that need unlimited ACH and full payment capabilities
    • All Access – For businesses that need the most robust set of tools, including full reporting and unlimited access to key features

    As your business grows and changes, your needs will too—easily switch between Digital Banking account options so you always have the right tools to support your success. To upgrade your current Digital Banking account, simply call, email, or visit a branch for assistance.

    1

    Open an Account

    Open a business checking account online. You’ll need the following documents to get started:

    EIN/SSN
    IRS Letter
    SOS Verification
    Articles of Organization
    Wire Form Agreement

    2

    Set Up Digital Banking

    Set up Digital Banking, automate your bills, set up account alerts, and start managing your finances in just a few clicks.

    Ready to get started?

    Download the Credit Union of Georgia mobile app.

    3

    Take Your Business Forward

    Get the resources and tools you need to grow. Access your account on any device and talk to real people when you need advice or help.

    We are here to help!

    Contact us by phone, email, or in branch.

    Discover a Credit Card Built for Smarter Business Spending

    Power your business with a credit card designed to help your organization reinvest in itself and move forward with confidence.

    Transfer your balance. Reduce interest. Regain flexibility with a business credit card. 

     

Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches

If you want a bank that will truly help and go out of their way to take care of your needs, you have found it! I have been banking with the institution for 30+ years and our whole family is here. We are like family here. You get out what you put into relationships!

Jim H.
The fine print
*The base monthly account fee for Business Checking Plus accounts may be waived by maintaining a daily minimum balance of $5,000 in the account. **Transactions include each check received and/or paid (paper and bill pay), all ACH transactions, cash deposits, and over the counter withdrawals.