Digital Wallet

Set up is simple.

Here’s how to add your Credit Union of Georgia Visa® to Apple Pay™:

• On iPhone®, open the Wallet app and tap the plus sign. From there, follow the on screen instructions.
• On Apple Watch™, open the Apple Watch app on your iPhone and select “Wallet & Apple Pay”, then tap “Add Credit or Debit Card.” From there, follow the onscreen instructions.
• On iPad®, go into Settings, open “Wallet & Apple Pay”, and select “Add Credit or Debit Card”. From there, follow the onscreen instructions.

* Apple Pay works with iPhone 6 and later and Apple Watch in stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps.
For a list of compatible Apple Pay devices, see www.apple.com/apple-pay

Getting started is as easy as…

1. Download the Google Pay app from Google Play or the App Store
2. Follow the instructions to add your Credit Union of Georgia Visa® Card
3. Verify your card if needed. Then you’re all set!

*Google Pay is a trademark of Google LLC. Payment methods shown not available in all countries or locations.

Getting started is as easy as…

1. Access your Cards from the Samsung Pay app
2. Add your Credit Union of Georgia Visa® card
3. Look for Contactless Symbol at checkout

*Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information.

To pay within stores, hold iPhone near the contactless reader with your finger on Touch ID. On Apple Watch, just double-click the side button and hold the display of your Apple Watch up to the contactless reader. To pay within apps on iPhone and iPad, select Apple Pay as the payment method and place your finger on Touch ID.

There’s a lot to love about Google Pay™. Like how it lets you use your Credit Union of Georgia Visa® card at millions of places around the world. See stores and apps that accept Google Pay.

There’s a lot to love about Samsung Pay™. Like how it lets you use your Credit Union of Georgia Visa® card at millions of places around the world. See stores and apps that accept Samsung Pay.

Yes. Paying with your contactless Credit Union of Georgia card is safe for a number of reasons:

• Just like with a chip card, each transaction is accompanied by a one-time security code that securely protects your payment information.
• You can’t pay accidentally – your card must be within 1-2 inches of the terminal for the transaction to occur (and you won’t be billed twice, even if you accidentally tap twice).

Yes. You can use your contactless Credit Union of Georgia card at millions of merchants around the world that accept contactless payments by tapping it at a contactless checkout terminal where you see the Contactless Symbol, inserting it into an EMV chip terminal, or swiping it at a magnetic stripe terminal. In fact, many countries have already adopted contactless payments: for example, in Australia, Canada, the UK, and France, over half of retailers currently accept contactless payments.

Can I use my contactless Credit Union of Georgia card even if I don’t see the Contactless Symbol?

Yes. If you don’t see the Contactless Symbol, you can still use your contactless Credit Union of Georgia card at an EMV chip terminal by inserting your card, or at a magnetic stripe terminal by swiping your card.

You can tap to pay where you see the Contactless Symbol at checkout. Millions of merchants around the world accept contactless payments, including fast-food restaurants, grocery stores, pharmacies and more.

Contactless payments use the same NFC (Near Field Communication) technology as mobile wallets, such as Apple Pay and Google Pay. As with mobile wallets, you’ll continue to enjoy all the benefits of using your card, just as if you had swiped or inserted it into the checkout terminal.

FAST — Contactless payments are fast and convenient to use in places where you need to pay on the go, such as fast-food restaurants, grocery stores, convenience stores and more.

EASY — Contactless payments are easy since all you have to do is tap your card on the checkout terminal to complete your payment.

SECURE — Contactless payments are secure because just like a chip card, each transaction is accompanied by a one-time security code that protects your payment information.

Once you’re prompted to pay (by the cashier or the machine), simply tap your card to the terminal where you see the Contactless Symbol.

You should hold your card to the terminal for 1-2 seconds. In some cases the contactless reader will function best if you tap the chip on the actual payment reader where you see the contactless symbol.

Typically, the terminal reads the antenna best when your contactless Credit Union of Georgia card is flat over the Contactless Symbol. However, some contactless readers will function best if you tap the chip to the actual payment reader.

Contactless payments use short-range proximity technology to securely complete payments between a contactless card and a contactless-enabled checkout terminal. Your contactless Credit Union of Georgia card is a chip card that has a near-field communication (NFC) antenna, enabling close-range payments. When you tap your contactless Credit Union of Georgia card at the contactless-enabled checkout terminal (near the Contactless Symbol), your payment is sent for authorization.

Your card must be within 1-2 inches of the Contactless Symbol on the terminal.