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Credit Union of Georgia logo Credit Union of Georgia - Homepage
Popular Questions
  1. What's my routing number?
  2. How do I check the status of my application?
  3. Am I preapproved for a loan ?
  4. What is my member number?
  5. Where can I make a deposit?
  6. What are your branch hours and locations?
  7. If I pay off my loans early, will there be a prepayment penalty?
  8. How do I send or receive wire transfers?

Own your money

Rate Busters

Let Us Beat Your Offered Rate or Current Auto Loan Rate

Everyone likes to save money! Now is the perfect time to purchase a new auto or take a look at your existing auto loan that is not currently financed with Credit Union of Georgia. Chances are we could save you a pretty significant amount of money over the course of your loan. When you purchase an auto or refinance your current loan with Credit Union of Georgia, we’ll beat your offered rate or current rate by up to 1% APR* or more.

Start saving today with great, low rates!

 

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The fine print
*Annual Percentage Rate. Member must show written proof/verification of the offered rate or current loan rate. A centralized underwriter may waive this requirement or utilize another method for verification of the rate. Promotion is valid on consumer Cars, SUVs, Trucks, and Vans only. Not valid on Auto Advantage loans, non-private passenger or commercial vehicles, or business loans. Promotional rate cannot drop below 5.19% for up to 60 months or 5.59% for up to 72 months. A member can qualify for up to 1% off their current rate as long as it does not fall below our floor rate. Low rates on extended years and terms are also available. **Member may choose to defer their first payment for up to 90 days; however, interest begins accruing once the loan is funded. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, terms and conditions are subject to change without further notice. Members will receive the promotional rate for the life of the loan. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms, and conditions. Promotion valid for a limited time only. Rates valid as of October 15, 2024.
Credit Union of Georgia logo Credit Union of Georgia - Homepage

Don’t Share!

Stay vigilant over the holidays – don’t share your PIN, Digital Banking or personal info with anyone. Suspicious? Hang up and call 678-486-1111. Learn More Tips to Keep You Safe!