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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Accounts

Checking Accounts

Compare all Checking Accounts
Own your money
  • CU Basic Checking

    Account Features

     

    Online Access

    Online Banking,, Mobile App, Bill Pay and Mobile Deposit.

    Overdraft Protection

    Prevent the hassle and embarrassment of a declined card.

    Visa® Debit Card

    Spend conveniently with a free debit card that’s accepted almost everywhere.

    Bank on Any Device

    Receive account notifications, manage funds, transfer between accounts and more, on every device.

     

    Free ATM Transactions

    Unlimited ATM Usage at Credit Union of Georgia ATMs & ITMs.****

    $3.95* Monthly Service Fee

    Have it waived if you enroll in eStatements and/or $250 in Direct Deposit.

  • CU Rewards Checking

    Account Features

     

    Extensive Line of Benefits

    ID Theft Protection, Cell Phone Protection, Roadside Assistance & More!

    Free ATM Transactions

    Unlimited ATM Usage at Credit Union of Georgia ATMs & ITMs & Non-Credit Union of Georgia ATMs.

    Overdraft Protection

    Prevent the hassle and embarrassment of a declined card.

    Bank on Any Device

    Receive account notifications, manage funds, transfer between accounts and more, on every device.

    Access CU Rewards Benefits

    CUofGA.ClubChecking.com

     

    Visa® Debit Card

    Spend conveniently with a free debit card that’s accepted almost everywhere.

    $4.95* Monthly Service Fee

    Members over 65 years old or under 18 years old receive a $2 discount.

  • CU Rewards + Interest Checking

    Account Features

     

    Extensive Line of Benefits

    ID Theft Protection, Cell Phone Protection, Roadside Assistance & More!

    Premium Share Certificates

    Earn top rates***** on your share certificates.

    Free ATM Transactions

    Unlimited ATM Usage at Credit Union of Georgia ATMs & ITMs & Non-Credit Union of Georgia ATMs.

    Free Small Safe Deposit Box

    Receive a free small Safe Deposit Box or $55 discount on a medium – large box.

    Overdraft Protection

    Prevent the hassle and embarrassment of a declined card.

    Bank on Any Device

    Receive account notifications, manage funds, transfer between accounts and more, on every device.

     

    Loan Rate Discount

    Receive a .25% discount***** on your next loan with the Credit Union.

    Visa® Debit Card

    Spend conveniently with a free debit card that’s accepted almost everywhere.

    $5.95*** Monthly Service Fee

    Avoid the monthly service charge with $5,000 Average CU Rewards + Interest Daily Checking Balance or $50,000 combined deposit and loan balance per individual membership.

     

     

     

Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches

A simple, straightforward mobile banking experience

View accounts, transfer money, pay bills and deposit checks. Complete simple banking tasks in less than 60 seconds.

Here’s how it works

 

1

Open an Account

Open the perfect checking account, completely online, with just a $25 deposit. No minimum balances after that.

2

Set Up Digital Banking

Set up online banking and start receiving eStatements. Connect with your finances in just a few clicks or taps.

3

Enjoy a New Way to Bank

Money doesn’t have to be complicated. We’ve spent years perfecting our accounts, digital resources and service so that it’s not.

Just opened an account and couldn’t have received better service. Bob was terrific! Finally, I don’t feel like a number in a financial institution!

Jean T.
The fine print
*Avoid $3.95 monthly fee with the CU Basic Checking Account by enrolling in eStatements and/or $250 in Direct Deposit. **Receive a $2 discount with CU Rewards Checking Account when over 65 years old or under 18 years old. ***Avoid $5.95 monthly fee with CU Rewards + Interest Checking with $5,000 average CU Rewards + Interest Daily Checking Balance or $50,000 combined deposit and loan balance per individual membership. ****Additional ATM transactions in excess of the limit are $1.50 each at non-Credit Union of Georgia ATMs/ITMs. *****If you receive a loan rate discount, the Annual Percentage Rate (APR) on your loan(s) may increase during the term of the transaction if you close your CU Rewards + Interest Checking Account. At that time, the rate will increase by 0.25%. The increase in the rate will result in higher payments for the same term. If you receive a premium CD rate, the Annual Percentage Rate (APR) on your CD may decrease during the term of the transaction if you close your CU Rewards + Interest Checking Account. The decrease in the APR will result in lower dividends for the same term. Loan rate discounts do not apply to Visa Credit Cards, 1st Mortgage Loans, Home Equity Loans or any Line of Credit loan.