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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Rates

Deposit Rates

  • Savings Accounts
    Rates Effective as of: 02-03-2023

    Regular Savings

    Tier StructureAPY*Minimum Balance To Earn Stated APY
    $10 and above0.25%$10

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 02-03-2023

    Club Accounts

    Tier Structure APY* Minimum Balance To Earn Stated APY
    Average Daily Balance 0.25% $10

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 02-03-2023

    Money Market Account

    Tier Structure APY* Minimum Balance To Earn Stated APY
    $2,500 - $25,0000.75%$2,500
    $25,000 - $50,0001.00%$25,000
    $50,000 - $100,0001.26%$50,000
    $100,000 - $250,0001.51% $100,000
    $250,000 and above1.76%$250,000

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 02-03-2023

    Coverdell Education Savings

    Tier Structure APY* Minimum Balance To Earn Stated APY
    $2,500 - $$25,0000.30%$2,500
    $25,000 - $50,000 0.40% $25,000
    $50,000 - $100,0000.45% $50,000
    $100,000 - $250,0000.50%$100,000
    $250,000 & Above0.55%$250,000

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

  • Retirement Accounts
    Rates Effective as of: 02-03-2023

    IRA Shares (Roth, Traditional & Coverdell Educational)

    Tier Structure APY*Minimum Balance To Earn Stated APY
    $2,500 - $25,0000.75%$2,500
    $25,000 - $50,0001.00% $25,000
    $50,000 - $100,0001.26%$50,000
    $100,000 - $250,0001.51%$100,000
    $250,000 and above1.76%$250,000

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

  • Checking Accounts
    Rates Effective as of: 02-03-2023

    CU Rewards + Interest Checking

    Tier Structure APY* Minimum Balance To Earn Stated APY
    Average Daily Balance 0.13% $25

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 02-03-2023

    Entrepreneur & Performance Checking

    Tier Structure APY*Minimum Balance To Earn Stated APY
    $0- $2,5000.00%$100.00
    $2,500- $10,0000.00%$100.00
    $10,000 and above0.00%$100.00

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

     

  • Certificates of Deposit
    Rates Effective as of: 02-03-2023

    15 Month CD Special

    TermTier StructureAPY*
    15 Month IRA CD$500 and above4.07%
    15 Month CU Rewards + Interest CD$500 and above4.07%
    15 Month Standard CD$500 to $100,0004.07%
    15 Month Jumbo CD$100,000 and above4.07%

    *Annual Percentage Yield. Valid on new money only. Funds currently on deposit with Credit Union of Georgia are not eligible for advertised rate. Rate advertised is fixed for a 15-month term. Dividends will be compounded and credited monthly. Program, rates, terms, and conditions are subject to change without notice. Deposit rate is dependent upon the date the funds are deposited. An early withdrawal fee may be imposed if funds are withdrawn before the maturity date.

    Learn more by visiting any branch location or contacting us today at 678-486-1111.

    Rates Effective as of: 02-03-2023

    Standard CD

    TermTier StructureAPY*
    06 mo. standard CD$500 to $100,0002.02%
    12 mo. standard CD$500 to $100,0002.78%
    15 mo. Standard CD$500 to $100,0004.07%
    24 mo. standard CD$500 to $100,0002.78%
    36 mo. standard CD$500 to $100,0002.94%
    48 mo. standard CD$500 to $100,0002.99%
    60 mo. standard CD$500 to $100,0003.09%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.
    15 Month Term is for New Money Only.
    Learn more by visiting any branch location or contacting us today at 678-486-1111.

    Rates Effective as of: 02-03-2023

    Jumbo CD

    TermTier StructureAPY*
    06 mo. Jumbo CD$100,000 and above2.07%
    12 mo. Jumbo CD$100,000 and above2.84%
    15 mo. Jumbo CD$100,000 and above4.07%
    24 mo. Jumbo CD$100,000 and above2.84%
    36 mo. Jumbo CD$100,000 and above2.99%
    48 mo. Jumbo CD$100,000 and above3.04%
    60 mo. Jumbo CD$100,000 and above3.14%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.
    15 Month Term is for New Money Only.
    Learn more by visiting any branch location or contacting us today at 678-486-1111.

    Rates Effective as of: 02-03-2023

    IRA CD

    TermTier StructureAPY*
    06 mo. IRA CD$500 and above2.07%
    12 mo. IRA CD$500 and above2.84%
    15 mo. IRA CD$500 and above4.07%
    24 mo. IRA CD$500 and above2.84%
    36 mo. IRA CD$500 and above2.99%
    48 mo. IRA CD$500 and above3.04%
    60 mo. IRA CD$500 and above3.14%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.
    15 Month Term is for New Money Only.
    Learn more by visiting any branch location or contacting us today at 678-486-1111.

    Rates Effective as of: 02-03-2023

    CU Rewards + Interest CD

    TermTier StructureAPY*
    06 mo. CU Rewards + Interest CD$500 and above2.17%
    12 mo. CU Rewards + Interest CD$500 and above2.94%
    15 mo. CU Rewards + Interest CD$500 and above4.07%
    24 mo. CU Rewards + Interest CD$500 and above2.94%
    36 mo. CU Rewards + Interest CD$500 and above3.09%
    48 mo. CU Rewards + Interest CD$500 and above3.14%
    60 mo. CU Rewards + Interest CD$500 and above3.25%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.
    15 Month Term is for New Money Only.
    Learn more by visiting any branch location or contacting us today at 678-486-1111.