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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Rates

Deposit Rates

  • Savings Accounts
    Rates Effective as of: 07-21-2024

    Regular Savings

    Tier StructureAPY*Minimum Balance To Earn Stated APY
    $10 and above0.25%$10

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 07-21-2024

    High Interest Savings

    Tier StructureAPY*Minimum Balance To Earn Stated APY
    $0 to $1,0003.00%$10
    $1,000 and above0.25$10

    *All Savings and Money Market accounts are limited to six (6) withdrawals per month including withdrawals made by check and Visa Debit Card, through Online Banking, electronic or via ACH, by phone and in person. All withdrawals exceeding six (6) in a month will be assessed a $5.00 fee per withdrawal.

    Rates Effective as of: 07-21-2024

    Money Market Account

    Tier Structure APY* Minimum Balance To Earn Stated APY
    $2,500 - $25,0001.00%$2,500
    $25,000 - $50,0001.41%$25,000
    $50,000 - $100,0001.65%$50,000
    $100,000 - $250,0002.00% $100,000
    $250,000 and above2.50%$250,000

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 07-21-2024
  • Retirement Accounts
    Rates Effective as of: 07-21-2024

    IRA Shares (Roth, Traditional & Coverdell Educational)

    Tier Structure APY*Minimum Balance To Earn Stated APY
    $2,500 - $25,0001.00%$2,500
    $25,000 - $50,0001.41% $25,000
    $50,000 - $100,0001.65%$50,000
    $100,000 - $250,0002.00%$100,000
    $250,000 and above2.50%$250,000

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

  • Checking Accounts
    Rates Effective as of: 07-21-2024

    High Interest Checking

    Tier StructureAPY*Minimum Balance To Earn Stated APY
    $2,500 to $25,0003.00$10
    $25,000 and above0.13$10

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 07-21-2024

    Entrepreneur & Performance Checking

    Tier Structure APY*Minimum Balance To Earn Stated APY
    $0- $2,5000.00%$100.00
    $2,500- $10,0000.00%$100.00
    $10,000 and above0.00%$100.00

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

     

  • Certificates of Deposit
    Rates Effective as of: 07-21-2024

    Standard CD

    TermTier StructureAPY*
    06 mo. standard CD$500 to $100,0005.25%
    12 mo. standard CD$500 to $100,0004.70%
    24 mo. standard CD$500 to $100,0004.09%
    36 mo. standard CD$500 to $100,0003.70%
    48 mo. standard CD$500 to $100,0003.45%
    60 mo. standard CD$500 to $100,0003.35%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.
    Learn more by visiting any branch location or contacting us today at 678-486-1111.

    Rates Effective as of: 07-21-2024

    Jumbo CD

    TermTier StructureAPY*
    06 mo. Jumbo CD$100,000 and above5.25%
    12 mo. Jumbo CD$100,000 and above4.75%
    24 mo. Jumbo CD$100,000 and above4.15%
    36 mo. Jumbo CD$100,000 and above3.75%
    48 mo. Jumbo CD$100,000 and above3.51%
    60 mo. Jumbo CD$100,000 and above3.40%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.
    Learn more by visiting any branch location or contacting us today at 678-486-1111.

    Rates Effective as of: 07-21-2024

    IRA CD

    TermTier StructureAPY*
    06 mo. IRA CD$500 and above5.25%
    12 mo. IRA CD$500 and above4.75%
    24 mo. IRA CD$500 and above4.15%
    36 mo. IRA CD$500 and above3.75%
    48 mo. IRA CD$500 and above3.51%
    60 mo. IRA CD$500 and above3.40%

    *Annual Percentage Yield. Program, rates, terms, and conditions are subject to change without further notice. Deposit rate is dependent upon the date the deposit is actually made, rates may change after the account is opened. Fees could reduce the earnings on the account. An early withdrawal fee may be imposed on Share Certificates. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms and conditions.
    Learn more by visiting any branch location or contacting us today at 678-486-1111.

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