Choose the Right Account for You.
CHECKING ACCOUNTS
Experience the award-winning difference with Credit Union of Georgia. Join a credit union rooted in your community — offering better rates, no monthly fees, and personalized service that makes local banking feel personal. Open a free online checking account today and gain access to smart money tools built to simplify your financial life.
Our free checking account options come with mobile check deposit, debit card access, and no monthly maintenance fees for seamless everyday banking. Plus, take advantage of our high-yield checking, direct deposit, and surcharge-free ATMs nationwide. Whether you need a basic checking account or one with high interest returns, we have a solution tailored to your needs.
Free High Interest Checking+
Enjoy high yield interest returns and exclusive member perks with High Interest Checking+. Earn 3% APY* on balances up to $25,000.
Free Checking
Simplify your daily banking with our basic Free Checking account. No minimum deposits or balance required.
Free Youth Checking
Designed for ages 13–17, Free Youth Checking offers no fees and debit card access — simple, secure, and built for student members. No minimum deposits or balance required.
CU Simply Checking
Simply Checking allows members to rebuild their checking history while still having access to an everyday checking account.
Competitive Interest Rates
3% APY* on balances up to $25,000.
Access to Early Direct Deposit
Receive your direct deposit up to 2 days* early.
Overdraft Protection
Courtesy Pay available for qualifying accounts.
