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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Business Credit Cards

0% APR* on Balance Transfers for First 12 Months!

Transfer your balance. Reduce interest. Regain flexibility.

Apply for a Card
Save on interest. Reinvest in your business. Move forward with confidence.

0% APR* Balance Transfer for 12 Months!

Transfer your high-interest balances and pay 0% APR on balance transfers when you complete your transfer within the first 90 days of opening your card.
The 0% promotional period begins on the date your balance transfer posts and applies for the first 12 billing cycles.

Step-by-Step Guide for Setting Up Balance Transfer

 

Credit cards designed for smarter business spending.
You need a card that works as hard as your business.

All of our Visa® Business Credit Cards offer these exciting benefits:

• 0% APR Balance Transfer for 12 Months
• Competitive, Always-Low Interest Rates
• Worldwide Visa® Acceptance
• Fraud Monitoring and Zero-Liability Protection
• Roadside Dispatch®
• Auto Rental Collision Damage Waiver
• Travel and Emergency Assistance Services
• Purchase Security & Extended Protection
• Savvy Money Credit-Building Tools
• Easy Account Access and Management
• Local Service and Support

Business Rewards

For business owners who use their card regularly and want to earn value from everyday operating expenses while maintaining flexibility in how they manage cash flow.

Rewards-focused business credit card designed to support ongoing expenses and day-to-day purchasing.

Rates: As low as 15.24% Variable APR*

Apply Now

Business Platinum

For business owners who prioritize a lower interest rate, predictable payments, and greater control over financing larger or ongoing balances.

Low-rate business credit card built for cost-conscious spending and long-term flexibility.

Rates: As low as 13.24% Variable APR*

Apply Now

Business Rewards
Business Platinum

0% APR Balance Transfer*

Rewards & Redemption Program

Annual Fee
$0
$0

Roadside Dispatch®

Travel & Emergency Assistance Services

Auto Rental Collision Damage Waiver

Purchase Security & Extended Protection

Zero Liability & Lost/Stolen Card Reporting

Security & Fraud Protection

Visa® Acceptance Worldwide

 

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Roadside Dispatch®

Rely on emergency roadside assistance.

As an eligible Visa cardholder, you have access to Roadside Dispatch®, a pay-per-use roadside assistance program. Simply call
1-800-847-2869 24 hours a day/7 days a week. Roadside Dispatch will ask you where you are, what the problem is and will remain on the phone while arranging a dispatch to a reliable tow operator or locksmith. You pay a set fee per service call. No membership is required and you don’t need to pre-enroll. No annual dues. No limit on usage.

To learn more about this benefit,
call 1-800-847-2869.
 

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Travel and Emergency Assistance Services

Count on emergency assistance while traveling.

When you’re traveling or working anywhere in the world, your covered Credit Union of Georgia credit card gets you access to a multilingual call center—24 hours a day, 365 days a year—for the assistance you need. Services include: medical and legal referrals, emergency transportation and more.

To learn more about this benefit call
1-800-992-6029. If you are outside the U.S., you can call collect:
1-804-673-1675.
 

Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits for further details. 

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Auto Rental Collision Damage Waiver

Count on built-in auto rental coverage.

Save money at the rental counter by using your covered Credit Union of Georgia Visa Business credit or debit card. Built-in Auto Rental Coverage is included when you rent with your card.

To learn more about this benefit or to file a claim, go to www.eclaimsline.com or call
1-800-348-8472. If you are outside the U.S., you can call collect:
1-804-673-1164.

Certain terms, conditions, and exclusions may apply. In order for coverage to apply, you must use your covered Credit Union of Georgia account to secure transactions. Please refer to your Guide to Benefits for further details.

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Purchase Security & Extended Protection

Enjoy added protection on your new purchases.

Protect your new item against theft or damage within the first 90 days of purchase with Purchase Security, available when you pay with your covered Credit Union of Georgia Visa Business credit or debit account card. Add up to an extra year to your qualifying warranty with Extended Protection available for purchases made with your covered Credit Union of Georgia Visa Business credit or debit account card.

To learn more about this benefit, or to file a claim, go to www.cardbenefitservices.com or call
1-800-848-1943. If you are outside the U.S., you can call collect:
1-303-967-1096.

Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Credit Union of Georgia account and/or rewards program associated with the covered account.

 

The fine print
*APR = Annual Percentage Rate. 0% APR introductory rate available on balance transfers made within first 90 days of card opening for 12 billing cycles after the transfer is posted. A 3.99% balance transfer fee applies. After introductory period, your APR on balance transfers will be a variable rate based on Prime Rate. As of 12/11/25, rates range from 12.24% to 29.99%. Qualified rates vary based on card type and creditworthiness at the time of account opening. Balance transfers may take up to 10 days to post; continue to make payments until balance transfer is complete. **Business Rewards cardholders are awarded 20,000 points (equivalent to $200) when a cumulative total of at least $500 is spent on 5 or more qualified transactions within 90 days of card opening. Program, terms, and conditions are subject to change without notice. For other fees that may apply, call 678-486-1111 or see our credit card disclosure.