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Vehicle Loans
Rates Effective as of: 01-21-2025
New Vehicle Loans
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the vehicle, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Rates Effective as of: 01-21-2025Used Vehicle Loans
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the vehicle, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Rates Effective as of: 01-21-2025Camper, RV & Travel Trailer
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**Rates advertised include a 1% rate reduction when a member puts 30% down, or a member can choose a .50% rate reduction when they put 20% down. Down payment can be cash or trade equityRates Effective as of: 01-21-2025Jet Skis, Motorcycles, ATVs, Golf Carts, etc.
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Rates Effective as of: 01-21-2025Marine Loans (Boats, Yachts & Sailboats)
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**Rates advertised include a 1% rate reduction when a member puts 30% down, or a member can choose a .50% rate reduction when they put 20% down. Down payment can be cash or trade equity.Monthly Payment
Loan Amount$Rate%Term (Months) -
Home Loans
Rates Effective as of: 01-21-2025
Home Equity Loans
70% or less Loan to Value*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
Rates Effective as of: 01-21-2025Home Equity Loans 70.01%-80.00% Loan to Value
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
Rates Effective as of: 01-21-2025Home Equity Loans 80.01%-85.00% Loan to Value
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
Rates Effective as of: 01-21-2025Home Equity Loans 90.01%-100.00% Loan to Value
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.
Rates Effective as of: 01-21-2025Home Equity Lines of Credit (HELOC)
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted for a term of 180 months, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**HELOC and TLOC are adjustable-rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 7.5%.
HELOCs require a minimum of $100 payment per month for up to 180 months.Rates Effective as of: 01-21-2025Land Loans
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Mortgages
Visit any branch location or contact us at Mortgages@CUofGA.org or 678-486-1111 for Today’s Current Rates.
Monthly Payment
Loan Amount$Rate%Term (Months)Mortgage Payment Calculator
Monthly PaymentProperty Tax: 167
Homeowners Insurance: 100HOA Fee: 0
Mortgage Insurance: 167 -
Personal Loans
Rates Effective as of: 01-21-2025
Personal Loans
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Rates Effective as of: 01-21-2025True Line of Credit
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
**HELOC and TLOC are adjustable rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 7.5%.Rates Effective as of: 01-21-2025Deposit Secured
*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
Monthly Payment
Loan Amount$Rate%Term (Months)