Skip nav to main content.
Mobile App
Find it for free on the App Store.
Get The App
Mobile App
Find it for free on the App Store.
Get The App
Credit Union of Georgia logo Credit Union of Georgia - Homepage

Rates

Loan Rates

  • Vehicle Loans
    Rates Effective as of: 01-21-2025

    New Vehicle Loans

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the vehicle, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 01-21-2025

    Used Vehicle Loans

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the vehicle, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 01-21-2025

    Camper, RV & Travel Trailer

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
    **Rates advertised include a 1% rate reduction when a member puts 30% down, or a member can choose a .50% rate reduction when they put 20% down. Down payment can be cash or trade equity

    Rates Effective as of: 01-21-2025

    Jet Skis, Motorcycles, ATVs, Golf Carts, etc.

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 01-21-2025

    Marine Loans (Boats, Yachts & Sailboats)

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the year of the collateral, the date the loan is closed and credit rating. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
    **Rates advertised include a 1% rate reduction when a member puts 30% down, or a member can choose a .50% rate reduction when they put 20% down. Down payment can be cash or trade equity.

    Monthly Payment

    Loan Amount
    $
    Rate
    %
    Term (Months)
  • Home Loans
    Rates Effective as of: 01-21-2025

    Home Equity Loans
    70% or less Loan to Value

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.

    Rates Effective as of: 01-21-2025

    Home Equity Loans 70.01%-80.00% Loan to Value

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.

    Rates Effective as of: 01-21-2025

    Home Equity Loans 80.01%-85.00% Loan to Value

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.

    Rates Effective as of: 01-21-2025

    Home Equity Loans 90.01%-100.00% Loan to Value

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, NMLS ID #571306.

    Rates Effective as of: 01-21-2025

    Home Equity Lines of Credit (HELOC)

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted for a term of 180 months, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
    **HELOC and TLOC are adjustable-rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 7.5%.
    HELOCs require a minimum of $100 payment per month for up to 180 months.

    Rates Effective as of: 01-21-2025

    Land Loans

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Mortgages 

    Visit any branch location or contact us at Mortgages@CUofGA.org or 678-486-1111 for Today’s Current Rates.

    Monthly Payment

    Loan Amount
    $
    Rate
    %
    Term (Months)

     

    Mortgage Payment Calculator

     

    Monthly Payment
    Property Tax: 167
    Homeowners Insurance: 100
    HOA Fee: 0
    Mortgage Insurance: 167
    Mortgage Amount
    $
    $
    Fixed Rate
    %
    Term Years
    Advanced Options
  • Personal Loans
    Rates Effective as of: 01-21-2025

    Personal Loans

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Rates Effective as of: 01-21-2025

    True Line of Credit

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.
    **HELOC and TLOC are adjustable rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 7.5%.

    Rates Effective as of: 01-21-2025

    Deposit Secured

    *Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

    Monthly Payment

    Loan Amount
    $
    Rate
    %
    Term (Months)

Keep your Debit Card Numbers Safe!

Please don't share your PIN, Digital Banking, card numbers or personal info with anyone. Suspicious? Hang up and call 678-486-1111. Learn More Tips to Keep You Safe!