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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Own your money

Skip-a-Pay

Need a little extra cash? Skip your next loan payment today!*

If you qualify, you can skip one monthly payment on your Credit Union of Georgia loans*. Plus, for a limited time the convenience fee has been reduced to only $20 for each loan payment you skip!

Skipping a Loan Payment is Easy!

  • Log-in to your Online Banking or the Mobile App
  • Select Loans > Skip-a-Payment
  • Select the loan(s) you would like to skip
  • Select the account you’d like the fee withdrawn from
  • Check I Agree to the Terms & Conditions
  • Select Continue
  • It’s That Easy!

You can also skip your next loan payment by completing the Skip-a-Pay Form,
calling 678-486-1111 or visiting any branch location.

The fine print
*A $20 convenience fee will be deducted from the members account once the Skip-a-Pay is approved. Loans must be current at the time the Skip-a-Pay form is received or the request will not be processed. Single Payment, Home Equity, HELOC, Student Loans, Business/Commercial Loans, Real Estate, Visa Credit Cards and Auto Advantage Loans are not eligible for the Skip-A-Pay promotion. By submitting the Skip-A-Pay request, you understand that this option extends the current balance of your loan(s) requested by the amount of the payment skipped and that interest will accrue on the balance of the loan. You also understand that if your loan is covered by a Guaranteed Asset Protection (GAP) policy that skipping more than two (2) payments over the term of the loan may result in a deficiency balance. Certain restrictions may apply. By submitting a Skip-A-Pay request through Online Banking, you are requesting Credit Union of Georgia to advance the due date on your loan equal to one month's payment on each of the eligible loans you have listed.

Don’t Share!

Stay vigilant over the holidays – don’t share your PIN, Digital Banking or personal info with anyone. Suspicious? Hang up and call 678-486-1111. Learn More Tips to Keep You Safe!