Privacy & Security

By Federal Law you have the right to limit some sharing of your personal information. If you would like to limit 3rd party sharing, please complete the form below and:

• Mail To: P.O. Box 788, Acworth, GA 30101
• Fax To: 678-486-1191
• Send a Secure Message via Online Banking
• Deliver To Any Branch Location

3rd Party Opt-Out Form

Privacy Policy

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security Number and Credit History
• Credit Scores and Employment Information
• Payment History and Risk Tolerance

When you are no longer our Member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Credit Union of Georgia chooses to share; and whether you can limit this sharing.

To Limit Our Sharing

• Call 678-486-1111 – our menu will prompt you through your choice(s),
• Visit us online at www.CUofGA.org
• Mail this form

Please note:

If you are a new member, we can begin sharing your your information within 30 days from the date you received this notice. When you are no longer our member, we can continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

How Does Credit Union of Georgia Protect My Personal Information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How Does Credit Union of Georgia Collect My Personal Information?

We collect your personal information, for example, when you:

• Open an account or show your government-issued ID
• Apply for financing or provide account information
• Show us your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why Can’t I Limit All Sharing?

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

What Happens When I Limit Sharing for an Account I Hold Jointly with Someone Else?

Your choices will apply to everyone on your account.

Does the Mobile Banking App, CUofGA Mobile Collect My Location?

Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand how we handle user privacy. Credit Union of Georgia’s Mobile Banking App, CUofGA Mobile allows users to opt into features that use the device’s location, including location- based card control, to prevent potential fraudulent transactions. This App periodically collects, transmits and uses geolocation information for enabled feature(s) that prevent fraudulent card use and sends alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background, only while the Solution is being used, or not at all depending on the End User’s selection. The End User can change his/her/their location permissions at any time in their device settings. Location Data is collected to provide location-based messages, offers, and interactions only.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Credit Union of Georgia has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Credit Union of Georgia does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include loan recapture programs, financial advisors, insurance companies, mortgage companies and auto buying service companies.