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Credit Union of Georgia logo Credit Union of Georgia - Homepage
Own your money

Dear Santa, Lower My High Interest Rate

1.99% APR for 12 Months**

Learn More
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Serving Northwest Georgia Since 1960

We’ve been around for a long time. Each and every one of our lending decisions is made locally. We’re run by people just like you, which is why we always have your best interest in mind.

The Credit Union of Georgia is absolutely, unequivocally WONDERFUL!! I have had a few loans with them since 2014, and everything from the loan process to the loan officers and staff are great. The folks there are so kind, friendly and professional. CUGA has excellent rates and their loan process is quick and seamless. I recommended them to a family member recently who had the same experience. We are grateful for this banking institution and recommend it to anyone looking for great rates, great people and a great experience.

Sue I.

Digital tools to save you time

Check your balance in seconds. Snap a picture of a check and get it sent straight to your account. All the latest tools are here to make your life simpler.

Here’s how it works


Open a basic savings account

You can get started with just $10.

Open my account

Explore your options

Once you’ve opened your savings account, you can explore all our low-rate loans and popular account options.


Get the help you need

Feel free to reach out to us with any questions. We’re here, we’re local and we’d love to make life easier for you.