Item Fee Account Research/Reconciliation $25/hour Inactive Account (No Activity for 12 months) $5/month Statement/Item Copy $5/month Item/ Foreign Item Collection $30 Domestic Wire Transfer (Incoming/Outgoing) $20 International Wire Transfer (Incoming/Outgoing) $50 Certified Check $5 Money Order $4 Legal Processing $50 Return Mail/Bad Address $5 UCC Filing Fees $50 Auto Title Filing Fees $30 Loan Modification $50 Verification of Deposit $10 Payment Holiday Processing $35 Credit Card Payments $12.50 or 3% of Payment Amount Whichever is Greater Debit Card Payments $4.95 Paper Statement Mailed $2***
***Monthly paper statement fee waived for members under 18 years old and over 65 years old.
Regular Savings/Secondary Savings Account
Item Fee Out of Network (ONN) ATM Usage $1.50 for each Balance Inquiry, Transfer or Withdrawal after 2/month
Money Market Account
Item Fee Monthly Service Charge $5 Minimum Balance to Avoid Service Charge $2,500 Excessive Withdrawal Fee $5 after 6/month
Share Draft/Checking Account
Item Fee CU Basic Checking Monthly Fee $3.95* CU Rewards Monthly Fee $4.95** CU Rewards + Interest Monthly Fee $5.95*** CU Simply Checking Monthly Fee $10 Courtesy Pay $35 per presentment Deposit Return Item $25 NSF/UCF $35 per presentment Stop Payment $35 Overdraft Transfer $5 Telephone Transfer $2 ATM/Debit Card Replacement (Rush) $30 Out of Network (OON) ATM Usage $1.50 for each Balance Inquiry, Transfer or Withdrawal
*Avoid $3.95 monthly fee with the CU Basic Checking Account by enrolling in eStatements and/or $250 in Direct Deposit. **Receive a $2 discount with CU Rewards Checking Account when over 65 years old or under 18 years old. ***Avoid $5.95 monthly fee with CU Rewards + Interest Checking with $5,000 average CU Rewards + Interest Daily Checking Balance or $50,000 combined deposit and loan balance per individual membership.
Safe Deposit Boxes
Item Fee X-Small (3X5) $35 Small (3X10) $55 Medium (5X10) $75 Large (10X10) $110 Safe Deposit Box Drilling Fee $250 Missed Appointment for Drilling $55