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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Fee Schedule

  • Fee Schedule

    ItemFee
    Account Research/Reconciliation$35/hour
    Inactive Account (No Activity for 12 months)$5/month
    Statement/Item Copy $5/month
    Item/ Foreign Item Collection$30
    Domestic Wire Transfer (Incoming/Outgoing)$20
    International Wire Transfer (Incoming/Outgoing)$50
    Certified Check$5
    Money Order$4
    Legal Processing$50
    Return Mail/Bad Address $5
    UCC Filing Fees$50
    Auto Title Filing Fees$30
    Loan Modification$50
    Verification of Deposit$10
    Payment Holiday Processing$35
    Credit Card Payments$12.50 or 3% of Payment Amount Whichever is Greater
    Debit Card Payments$4.95
    Paper Statement Mailed$2***

    ***Monthly paper statement fee waived for members under 18 years old and over 65 years old.

  • Regular Savings/Secondary Savings Account

    ItemFee
    Out of Network (ONN) ATM Usage$1.50 for each Balance Inquiry, Transfer or Withdrawal after 2/month

  • Money Market Account

    ItemFee
    Monthly Service Charge$5
    Minimum Balance to Avoid Service Charge $2,500
    Excessive Withdrawal Fee$5 after 6/month

     

  • Share Draft/Checking Account

    ItemFee
    CU Rewards + Interest
    Monthly Fee $5.95***
    CU Rewards
    Monthly Fee$4.95**
    CU Basic Checking
    Monthly Fee$3.95*
    Out of Network (OON) ATM Usage$1.50 for each Balance Inquiry, Transfer or Withdrawal
    CU Simply Checking
    Monthly Fee$10
    Out of Network (OON) ATM Usage$1.50 for each Balance Inquiry, Transfer or Withdrawal
    Courtesy Pay$35 per presentment
    Deposit Return Item$25
    NSF/UCF $35 per presentment
    Stop Payment$35
    Overdraft Transfer$5
    Telephone Transfer$2
    Plastic Card Replacement$10
    Plastic Card Replacement (Rush)$50

    *Avoid $3.95 monthly fee with the CU Basic Checking Account by enrolling in eStatements and/or $250 in Direct Deposit. **Receive a $2 discount with CU Rewards Checking Account when over 65 years old or under 18 years old. ***Avoid $5.95 monthly fee with CU Rewards + Interest Checking with $5,000 average CU Rewards + Interest Daily Checking Balance or $50,000 combined deposit and loan balance per individual membership.

     

  • Safe Deposit Boxes

    ItemFee
    X-Small (3X5)$35
    Small (3X10)$55
    Medium (5X10)$75
    Large (10X10) $110
    Safe Deposit Box Drilling Fee $250
    Missed Appointment for Drilling$55

     

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