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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Fee Schedule

  • Fee Schedule

    ItemFee
    Account Research/Reconciliation$25/hour
    Inactive Account (No Activity for 12 months)$5/month
    Statement/Item Copy $5/month
    Item/ Foreign Item Collection$30
    Domestic Wire Transfer (Incoming/Outgoing)$20
    International Wire Transfer (Incoming/Outgoing)$50
    Certified Check$5
    Money Order$2
    Legal Processing$50
    Return Mail/Bad Address $5
    UCC Filing Fees$10
    Auto Title Filing Fees$30
    Loan Modification$50
    Verification of Deposit$10
    Payment Holiday Processing$25
    Credit Card Payments$10 or 2% of Payment Amount Whichever is Greater
    Debit Card Payments$4.95

  • Money Market Account

    ItemFee
    Monthly Service Charge$5
    Minimum Balance to Avoid Service Charge $2,500
    Excessive Withdrawal Fee$5 after 6/month

     

  • Share Draft/Checking Account

    ItemFee
    Classic Checking
    Excess Check ChargeUnlimited
    Out of Network (OON) ATM Usage$1 for each Balance Inquiry, Transfer or Withdrawal after 6/month
    Direct Connect Checking
    Monthly Fee $4*
    Excess Check Charge $1 over 3**
    ATM UsageUnlimited
    Campus Checking
    Excess Check Charge$1 over 3*
    Out of Network (OON) ATM Usage $1 for each Balance Inquiry, Transfer or Withdrawal after 6/month
    Simply Checking
    Monthly Fee$10
    Excess Check Charge$1 over 3*
    Out of Network (OON) ATM Usage$1 for each Balance Inquiry, Transfer or Withdrawal after 6/month
    Legacy Checking
    Excess Check ChargeUnlimited
    Out of Network (OON) ATM Usage$1 for each Balance Inquiry, Transfer or Withdrawal after 6/month
    Courtesy Pay$33 per presentment
    Deposit Return Item$25
    NSF/UCF $33 per presentment
    Stop Payment $33
    Overdraft Transfer$5
    Telephone Transfer$2
    ATM/Debit Card Replacement (Rush)$30

    *Monthly service charge is waived if $500 average daily balance is maintained, or $2,500 aggregate balance in deposits
    **Unlimited check writing if $1,000 loan balance maintained

     

  • Safe Deposit Boxes

    ItemFee
    X-Small (3X5)$25
    Small (3X10)$45
    Medium (5X10)$70
    Large (10X10) $100
    Safe Deposit Box Drilling Fee $250
    Missed Appointment for Drilling$55

     

  • Mortgage Related Fees

    ItemFee
    Subordination Agreement$150