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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Accounts

Checking Accounts

Compare Checking Accounts
Own your money
  • High Interest Checking+*

    Account Features

     

    Competitive Interest Rates*

    Receive a return of 3% APY on balances up to $25,000.

    Early Paycheck Access

    Receive your paycheck deposit up to two days earlier than traditional banking processes.

    Digital Wallet

    Load your Visa Debit Card to your Apple®, Samsung®, or Google Wallet®.

    Unlimited ATM Fee Refunds*

    Receive unlimited fee refunds at non-Credit Union of Georgia ATMs.

    Financial Advising

    A complimentary visit with our financial advisor for personalized financial guidance.

    Card Central Access

    Manage travel notes, payment options, fraud and more on your Debit Card all from Digital Banking.

    Free Checks*

    Receive a complimentary box of checks upon account opening.

    Account Alerts

    Receive alerts via email or text when payments are due or balances fall below the limit you specify.

    Overdraft Protection

    Finding yourself short on funds can be scary. To make it easier, qualifying accounts are eligible for overdraft protection with Courtesy Pay.

  • Free Checking

    Account Features

     

    Early Paycheck Access

    Receive your paycheck deposit up to two days earlier than traditional banking processes.

    Online Access

    With our secure and user-friendly digital platform, you can manage your finances effortlessly, whether you’re at home or on the go.

    Account Alerts

    Receive alerts via email or text when payments are due or balances fall below the limit you specify.

    Overdraft Protection

    Finding yourself short on funds can be scary. To make it easier, qualifying accounts are eligible for overdraft protection with Courtesy Pay.

    Digital Wallet

    Load your free Visa Debit Card to your Apple®, Samsung®, or Google Wallet®.

    Card Central Access

    Manage travel notes, payment options, fraud and more on your Debit Card all from Digital Banking.

  • CU Simply Checking

    Account Features

     

    Online Access

    With our secure and user-friendly digital platform, you can manage your finances effortlessly, whether you’re at home or on the go.

    Card Central Access

    Manage travel notes, payment options, fraud and more on your Debit Card all from Digital Banking.

    Visa® Debit Card

    Spend conveniently with a free debit card that’s accepted almost everywhere.

    Free eStatements

    Receive monthly statements electronically and save an electronic copy for your records. Review up to 24 months of statements online once enrolled.

    Digital Wallet

    Load your free Visa Debit Card to your Apple®, Samsung®, or Google Wallet®.

    Card Central Access

    Manage travel notes, payment options, fraud and more on your Debit Card all from Digital Banking.

  • Senior Class Status

    Senior Class Benefits

     

    Jumbo CD Rates on All CD Balances

    Whether you’re a seasoned investor or looking to grow your savings, our Jumbo CDs offer a secure and high-yield investment opportunity.

    Free Paper Statements

    Receive monthly paper statements at no cost to you. Keep track of your finances with ease and enjoy the peace of mind that comes with having a physical record of your transactions.

    $10 Off Any Size Safe Deposit Box Rental

    Whether you need a small box for personal documents or a larger one for valuable items, we have the right size for you.

Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches

A simple, straightforward mobile banking experience

View accounts, transfer money, pay bills and deposit checks. Complete simple banking tasks in less than 60 seconds.

Here’s how it works

 

1

Open an Account

Open the perfect checking account, completely online, with just a $25 deposit. No minimum balances after that.

2

Set Up Digital Banking

Set up online banking and start receiving eStatements. Connect with your finances in just a few clicks or taps.

3

Enjoy a New Way to Bank

Money doesn’t have to be complicated. We’ve spent years perfecting our accounts, digital resources and service so that it’s not.

Just opened an account and couldn’t have received better service. The staff was terrific! Finally, I don’t feel like a number in a financial institution!

Jean T.
The fine print
*To qualify for premium dividends on the first $25,000 and to have ATM fees refunded at month end from usage at non-Credit Union of Georgia ATMs, members need to meet the following monthly requirements: have one direct deposit credited to their account, maintain an average daily balance of $2,500 or greater, have 15 or greater debit card transactions totaling $500 or greater posted to their account, and be at least 18 years old.

Security Alert

We will NEVER call, text or email you and request that you reset your passwords or PIN. Learn More Tips to Keep You Safe!