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Credit Union of Georgia logo Credit Union of Georgia - Homepage


Student & Youth Accounts

Own your money
  • Free Youth Checking

    Account Features

    No Monthly Service Charge

    Get started with your account, with no requirements and no monthly service charges.

    CO-Op Shared Branching Network

    More than 5,600 Branch locations and 30,000 fee-free ATMS with the CO-OP Shared Branching Network.

    Early Direct Deposit Access

    Receive your Direct Deposit up to two days earlier than traditional banking processes.

    Bank on Any Device

    Receive account notifications, manage funds, transfer between accounts and more, on every device.

    Free eStatements

    Receive monthly statements electronically and save an electronic copy for your records. Review up to 24 months of statements online once enrolled.

    Visa® Debit Card

    Spend conveniently with a free debit card that’s accepted almost everywhere.

  • Youth High Interest Savings

    Account Features


    Start Your Own Savings

    Have your very own account

    Earn Dividends

    Earn 3% APY on your first $1,000 and competitive dividends on your remaining balances.

    From Age 0 – 17

    Once you turn 18, your account will automatically convert to the High Interest Savings account

  • Cuga Kid's Club

    How to Earn Cuga Kid’s Club Dollars

    Earn One Cuga Kid’s Club Dollar

    • Deposit $5 or More
    • Earn A’s, 3’s, or S’s in Behavior
    • Celebrate a Birthday

    Earn Two Cuga Kid’s Club Dollars

    • Participate in a Credit Union of Georgia Activity
    • Recruit a Friend or Family Member to Join the Credit Union

    Redeem Cash for Cool Prizes

    The more cash your child earns, the better the prizes! This encourages children to develop good savings habits by rewarding their efforts with exciting incentives.

    • 3 Cuga Cash Dollars = Level 1 Gift Choice
    • 6 Cuga Cash Dollars = Level 2 Gift Choice
    • 9 Cuga Cash Dollars = Level 3 Gift Choice

    Cuga Kid’s Club Resources


    Free Apps for Kids

    View Apps

    Free Color Sheets

    Get Color Sheets

    Parent Resources

    View Parent Resources

Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches

Great experience! It was very easy to open an account. Everyone was very helpful, friendly and knowledgeable.

The fine print
*Additional ATM transactions in excess of the limit are $1.50 each.

Security Alert

We will NEVER call, text or email you and request that you reset your passwords or PIN. Learn More Tips to Keep You Safe!