- Current pay stub or 2 years of tax returns
- Warranty deed showing legal description
- Homeowners insurance
- Document showing current balance of mortgage
- If you’re refinancing: payoff statement
Why get a Home Equity Line of Credit?
Open it now, use it whenever
Get approved for a credit limit, then withdraw funds as you need them and pay it back over time. You'll only pay interest on what you use. Perfect for projects, education and as a source of emergency funds.
Here’s what you need to apply
Here’s what to expect
Have your documents handy. Feel free to call or stop by a branch if you need help.
Access Your Credit Line
Withdraw funds as you need them. Use your loan to remodel, consolidate debt or pay for something else.
Make Online Payments
As you pay back your loan, more credit becomes available. Set up automatic payments online to free up credit again.
Beth at Credit Union of Georgia did a HELOC for my husband and I recently. We were so extremely happy with her promptness, professionalism, & customer service. We have been members for over 18 years and couldn’t imagine being with a different bank. Thank you Beth for making this transaction so seamless and easy for us!
Start your next project or emergency fund
Apply online, and have access to a line of credit whenever you need it.