Skip nav to main content.
Mobile App
Find it for free on the App Store.
Get The App
Mobile App
Find it for free on the App Store.
Get The App
Credit Union of Georgia logo Credit Union of Georgia - Homepage

Home Equity Line of Credit

Money when you need it

Apply Now

    Here’s what you need to apply

    • Current pay stub or 2 years of tax returns
    • Warranty deed showing legal description
    • Homeowners insurance
    • Document showing current balance of mortgage
    • If you’re refinancing: payoff statement

    Here’s what to expect


    Apply Online

    Have your documents handy. Feel free to call or stop by a branch if you need help.


    Access Your Credit Line

    Withdraw funds as you need them. Use your loan to remodel, consolidate debt or pay for something else.


    Make Online Payments

    As you pay back your loan, more credit becomes available. Set up automatic payments online to free up credit again.

    Beth at Credit Union of Georgia did a HELOC for my husband and I recently. We were so extremely happy with her promptness, professionalism, & customer service. We have been members for over 18 years and couldn’t imagine being with a different bank. Thank you Beth for making this transaction so seamless and easy for us!

    Nikki L.

Start your next project or emergency fund

Apply online, and have access to a line of credit whenever you need it.

The fine print
Closing cost fees apply. Qualification is based on an assessment of membership eligibility, individual creditworthiness, value of property and our underwriting standards. Program, terms, conditions and rates are subject to change without further notice. Loans are subject to credit review and approval. Members are required to have a minimum of a $10 Share Account. Credit Union of Georgia, 3048 Eagle Drive, Woodstock, GA, 678-486-1111, NMLS ID# 571306.