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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Home Equity Loans

Put your home to work

    Here’s what you need to apply

    • Current pay stub or 2 years of tax returns
    • Warranty deed showing legal description
    • Homeowners insurance
    • Document showing current balance of mortgage
    • If you’re refinancing: payoff statement

    Here’s what to expect


    Apply Online

    Have your documents handy. Feel free to call or stop by a branch if you need help with the process.


    Get Your Money

    You’ll get your money in a lump sum. Use it to make home improvements, pay off debt, or for something else.


    Make Online Payments

    Never miss a deadline with our easy tools. Set up automatic payments with Online Banking and sleep in peace.

    We shopped for a HELOC at a couple of banks and then walked into Credit Union of Georgia only because we noticed it on our way back home. Totally accidental! From the moment we walked in, we felt comfortable and at home. Bob made the process easy and quick. We appreciated his professionalism and attention to detail. He understood and addressed our needs and concerns with care and he guided us through our best options. We got a great rate for our loan and are thrilled to have partnered with Credit Union of Georgia. Thanks again, job well done!

    Elizabeth B.

The rates might surprise you

You can apply completely online. Let us know if you need help with your application.

The fine print
Closing cost fees apply. Qualification is based on an assessment of membership eligibility, individual creditworthiness, value of property and our underwriting standards. Program, terms, conditions and rates are subject to change without further notice. Loans are subject to credit review and approval. Members are required to have a minimum of a $10 Share Account. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144, 678-486-1111, NMLS ID# 571306.

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