- Current pay stub or 2 years of tax returns
- Warranty deed showing legal description
- Homeowners insurance
- Document showing current balance of mortgage
- If you’re refinancing: payoff statement
Why Credit Union of Georgia?
A smarter way to pay
One of our home equity loans gives you better rates than most other lending options. Use one to jazz up your own home, transform credit card debt into something much more manageable or even cover pricey education costs.
Here’s what you need to apply
Here’s what to expect
Have your documents handy. Feel free to call or stop by a branch if you need help with the process.
Get Your Money
You’ll get your money in a lump sum. Use it to make home improvements, pay off debt, or for something else.
Make Online Payments
Never miss a deadline with our easy tools. Set up automatic payments with Online Banking and sleep in peace.
We shopped for a HELOC at a couple of banks and then walked into Credit Union of Georgia only because we noticed it on our way back home. Totally accidental! From the moment we walked in, we felt comfortable and at home. Bob made the process easy and quick. We appreciated his professionalism and attention to detail. He understood and addressed our needs and concerns with care and he guided us through our best options. We got a great rate for our loan and are thrilled to have partnered with Credit Union of Georgia. Thanks again, job well done!
The rates might surprise you
You can apply completely online. Let us know if you need help with your application.