Text Message Alert Scams
The most recent text message alert scams we have become aware of are as follows:
Though these texts appear to be being sent from the Credit Union’s website, www.CUofGA.org, they are actually being sent by a malicious third party that is in no way associated with Credit Union of Georgia. It is of the utmost importance that should you receive one of these text messages, you do not supply any of your personal or account information. Instead, take action by deleting the text message immediately.
If you feel you may have already fallen victim to this or another scam, please contact us immediately at 678-486-1111 so that we can assist you in protecting your good name.
Significant Increase in Text Messaging ScamsIt has been reported that internet criminals are increasingly operating like successful businesses, borrowing the best strategies from legitimate companies and collaborating in partnerships with each other to make a profit from illegal activities.Cisco’s 2009 Midyear Security Report sites a significant increase in text messaging scams, which is now being called “the new frontier for fraud, irresistible to criminals”. Cisco also sites that this increase is related to the criminals’ hopes that consumers who are savvy enough not to fall for email scams, will still be susceptible to falling for newer text messaging scams.
Cisco’s research indicates that smaller financial institutions have most recently been the focus of many text messaging scams “likely because consumers tend to have higher levels of trust and familiarity with local banks and credit unions”.
Members of many different credit unions, including Credit Union of Georgia, and several banks have been receiving a text message asking them to call a phone number to reactivate their Visa debit card. The text message comes in from CDC FCU with various 800 and 866 phone numbers. This is a phishing scam.This is the alert that is posted on CDC FCU’s website regarding this attempt to collect member information:
Recently, there have been fraudulent phone scams directed to CDC Federal Credit Union members and nonmembers. This message falsely asks members to verify account information due to a debit card cancellation. When responding by phone, the computer operated system will ask for your personal 16 digit debit card number. The purpose appears to be an attempt to withdraw funds from members’ accounts.
Consumers in Georgia and surrounding states are receiving fraudulent text messages from firstname.lastname@example.org alerting them that their Visa® Card has been blocked and urging the consumer to contact 877-269-9842 for more information. Upon calling in, consumers are then asked to provide their Visa® Card Number and PIN.
In addition, it has been reported that members may be receiving text messages that read:
When called, the number given is being said to prompt an automated system that asks the caller to enter their Debit Card information.
Your NuMark CU account is closed due to unusual activity. To reactivate call us at 847-246-7640