Accounts

$10 required for all new members in a Savings Account. $25 minimum opening deposit required for new Checking Accounts. Once you join, you are then eligible to take advantage of all the benefits of Credit Union of Georgia membership.
*Avoid $3.95 monthly fee with the CU Basic Checking Account by enrolling in eStatements and/or $250 in Direct Deposit. **Receive a $2 discount with CU Rewards Checking Account when over 65 years old or under 18 years old. ***Avoid $5.95 monthly fee with CU Rewards + Interest Checking with $5,000 average CU Rewards + Interest Daily Checking Balance or $50,000 combined deposit and loan balance per individual membership. ****Additional ATM transactions in excess of the limit are $1.50 each at non-Credit Union of Georgia ATMs/ITMs. *****If you receive a loan rate discount, the Annual Percentage Rate (APR) on your loan(s) may increase during the term of the transaction if you close your CU Rewards + Interest Checking Account. At that time, the rate will increase by 0.25%. The increase in the rate will result in higher payments for the same term. If you receive a premium CD rate, the Annual Percentage Rate (APR) on your CD may decrease during the term of the transaction if you close your CU Rewards + Interest Checking Account. The decrease in the APR will result in lower dividends for the same term. Loan rate discounts do not apply to Visa Credit Cards, 1st Mortgage Loans, Home Equity Loans or any Line of Credit loan. *****Value-Added Benefits: IDProtect Identity Theft Monitoring & Resolution Service, Accidental Death & Dismemberment Insurance, Debit Advantage, Debit Card for Kids and Teens, Roadside Assistance Service, Cell Phone Protection, Travel and Leisure Discounts, VIP Concierge Service, Rideshare Protection, Shopping Rewards, Health Discount Savings. The Credit Union of Georgia has partnered with third parties to provide the Benefits described above. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.