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Credit Union of Georgia logo Credit Union of Georgia - Homepage

Own your money

Let Your Equity Work for You After the Holidays

Debt Consolidation | Home Improvement Projects |
Go Back to School

Home Equity Rates as low as 2.79%** APR*
Up to 100% Loan to Value Available**

HELOC Rates as low as 3.00%*** APR*

You put hours of work and love to call your house a home. Now it is time for your home to love you back. With a Home Equity Loan or a Home Equity Line of Credit, you can get the money you need to consolidate your high interest credit cards, take on that home improvement project, go back to school or better yet, treat yourself. You deserve the best rates and Credit Union of Georgia can give that to you.

Apply Now

The fine print
*Annual Percentage Rate. **Fixed rates as low as 2.79% on Home Equity Loan terms 70% or less loan to value, as low as 3.29% on Home Equity Loan terms 70.01%-80.00% loan to value, as low as 3.79% on Home Equity Loan terms 80.01%-90.00% loan to value and as low as 5.29% on Home Equity Loan terms 90.01% - 100% loan to value. ***Rate advertised is Prime Rate as published in the Wall Street Journal, minus .25%. The margin is determined at time of loan opening by the creditworthiness of the borrower and our underwriting standards. Current Prime Rate is 3.25% APR as of December 21, 2020. Members are required to have a minimum of a $10 Share Account. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Credit Union of Georgia will pay closing costs, if applicable with the exception of appraisals and title insurance. The Credit Union will recapture those fees if the loan is closed within 12 months of disbursement. Program, terms and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144. NMLS ID #571306.