On all specials listed above, program, terms and conditions are subject to change without further notice. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms, and conditions. Promotions valid at the West Cobb Branch only for a limited time unless otherwise noted.
¹APY = Annual Percentage Yield. Rates and terms subject to change at any time without notice. APY assumes dividends remain on deposit until maturity. Minimum balance to earn stated APY is $500. Early withdrawal penalties may apply. Fees could reduce earnings. At maturity, your 6 month Share Certificate will automatically renew at the current market rate, and credited dividends become part of your principle. Valid on new money only. Special valid at the West Cobb Branch only through May 31, 2024. Subject to change without notice. Other restrictions may apply.
²To qualify for the $50 new member incentive, members must join the Credit Union with a minimum of a $10 deposit in the savings account and not already be a member. Limit one $50 deposit per account number. $50 incentive will be deposited after 30 days of the account remaining open and in good standing. Offer valid through May 31, 2024.
³Introductory rate of 1.99% for 12 months from date of balance transfer on Platinum, Rewards, and Signature Rewards Consumer Credit Cards. After the 12 month introductory period ends, a variable APR of will be set based on the creditworthiness of the borrower at account opening. Current Credit Union of Georgia Loans and Credit Cards are not eligible for the Balance Transfer promotion. Rewards and Signature Rewards Consumer Credit Card cardholders will be awarded 20,000 points for spending a cumulative total of at least $500 on 5 or more qualified transactions within 90 days of opening their card.
⁴ Fixed rates as low as 6.59% on Home Equity Loan terms 70% or less loan to value and as low as 6.99% on Home Equity Loan terms 70.01%-80.00% loan to value. Rate quoted is on 121 – 180 month terms. Existing Home Equity Loans are not eligible for refinance. Purchase transactions are not eligible. Members are required to have a minimum of a $10 Share Account. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Credit Union of Georgia will pay closing costs on loans up to $250,000, if applicable. The Credit Union will recapture those fees if the loan is closed within 12 months of disbursement. NMLS ID #571306.
⁵Annual Percentage Rate. Member must show written proof/verification of offered rate or current loan rate. A centralized underwriter may waive this requirement or utilize another method for verification of rate. Promotion is valid on consumer Cars, SUVs, Trucks, and Vans only. Not valid on commercial vehicles. Promotional rate cannot drop below 5.29% for up to 60 months or 5.69% for up to 72 months. Including any rate discounts, the lowest the rate can be is the Rate Busters floor rate. A member can qualify for all of the rate discounts and up to 1% off their current rate as long as it does not fall below our floor rate. Low rates on extended years and terms also available. Rates advertised include a .25% rate reduction for maintaining a CU Rewards + Interest Checking Account. Members will receive the rate for the life of the loan as long as they maintain a CU Rewards + Interest Checking Account. Member may choose to defer their first payment for up to 90 days; however, interest begins accruing once the loan is funded. Members will receive the promotional rate for the life of the loan.